Toyota Finance
Getting you where you need to go
If you are looking to get behind the wheel of a New Toyota or Toyota Certified Pre-Owned vehicle sooner,
you can’t go past our Toyota Finance options.
Toyota Finance offers a variety of finance options to suit your lifestyle. With a range
of flexible personal and business finance options available to our customers, no one knows
vehicle finance like Toyota Finance.
Want to learn more about Toyota Finance and how it all works? Search our
Frequently Asked Questions or contact us to speak
with a member of the Finance and Insurance team at Wangaratta Toyota today.
OUR FINANCE PRODUCTS
OUR FINANCE PRODUCTS
Choose what’s right for you
Choose what’s right for you
There’s a range of Toyota Finance solutions to help get you on the road
in your new Toyota.
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What is a novated lease?
A novated lease is a way to finance a car via ‘salary sacrifice’ or salary packaging. Simply put, it means that your employer agrees to pay for your car lease and car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.
A novated car lease allows you to drive the car you want – any make or model, without compromising your lifestyle. You could save money on the purchase price and running costs of a new or used car – or even the car you currently drive.
How it works
Lease set-up
An employee chooses a car, and a ‘salary sacrifice’ novated lease is set up between the employee, employer and Toyota Fleet Management.
Payments made
An employer makes repayments to Toyota Fleet Management on an employee’s behalf from the employee’s salary.
All the savings
The employees gets the car they want, saving on tax, car price and running costs such as fuel, maintenance and tyre purchases.
End of lease options
At the end of the lease, the employee can extend the lease, buy the car outright or return it and get another novated lease for a new car.
TOYOTA PERSONALISED REPAYMENTS[F6]
TOYOTA PERSONALISED REPAYMENTS[F6]
Interest rate and repayments true to you
Interest rate and repayments true to you
Toyota Personalised Repayments[F6] is an online quote tool to get your estimated repayments without a credit check.
3 minute quote
We calculate your interest rate, comparison rate and repayments – tailored to your unique financial circumstances.
Same interest rate across all Dealers
Your Toyota Personalised Repayments[F6] and interest rate will be honored in all Dealerships across Australia
Estimated repayments across the entire range
Once you have your personalised repayment, you can then compare vehicles across the entire Toyota range.
Disclaimers
The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Toyota Roadside Assist is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F6] Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F7] Terms and conditions apply. Before making a decision about this product please read the current Product Disclosure Statement (PDS) available from participating Toyota Dealers, via our website toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282 AFSL Number 443540. Our insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our policies for the benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our policies even if you have rights under the law.
[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.
[F10] Upgrade subject to eligibility and lending criteria. Terms and conditions apply.
[F11] Terms, conditions and insurance excess applies, refer to the Full-Service Lease Insurance Guide for details available from https://www.to...